Link to MamasHealth.com

Insurance

Child Care Insurance
COBRA
Dealing with an HMO Dr.
Dealing with your HMO
Dental Insurance
Disability Insurance
EPO Insurance
Family & Medical Leave
Health Insurance

Health Insurance Benefits
Health Savings Account
Help with Denied claims
HIPPA
HMO Plans
HMO Terms Explained
Hospital Indemnity
How Much Insurance
HRA
Infertility insurance
Insurance Terms
Life insurance for kids
Life insurance from your job
Long Term Care
Medicaid
Medicaid fraud
Medicare
Medigap
MSA
MRMI Program
POS Plans
PPO Plans
Risks of not having insurance
Save money on insurance
Term vs. Whole
Universal Life
Workers' Comp

Links

Promote your product

Financial help during medical crisis

Patient assistance programs

Adoption insurance

Value driven health care

Financial Assistance for women's healthcare

2005 Insurance Coverage
2006 Insurance Coverage

62 days after being laid off

Dental Insurance

What is Dental Insurance

Dental insurance is an insurance plan that will pay for costs of normal dental care as well as damage to teeth from an accident.

Types of Dental Insurance

There are two main types of dental insurance: scheduled and non scheduled plans.

Non Scheduled dental plans provides payment for dental treatment received by the covered individual on fee-for-service basis. Most insurance companies pay the full amount for preventative procedures. Preventative procedures include x-rays, cleanings, tooth sealants, nutritional counseling for dental diseases, and fluoride rinses. Most insurance companies will pay 50 to 80% of procedures that are non preventative. Non preventative procedures include teeth bleaching, fillings, braces, replacement of missing teeth, correction of abnormal tooth position and abstractions.

Scheduled dental plans are categorized by a listing of fixed allowances for each procedure. For example, the plan might pay $40 for a cleaning and $400 for root canal therapy. The insurance plan might include deductibles and coinsurance.

Some insurance companies offer a Preferred Dentist Program (PPD). A preferred dentist program is similar to a PPO insurance plan. In preferred dental programs, participating dentists provide services to patients with a 10 to 35% discount.

Things to think about before enrolling into a Dental Insurance Plan

  • Does the organization provide what you think you will need in the future?
  • Do you have any special needs (braces, tooth restoration)?
  • If you have your own provider or specialists, do they belong to the network or must you switch to their network?
  • Is the company offering the dental insurance reliable?
  • Does the company offering dental insurance have a history of quality care in your area?
  • Are the charges reasonable?

We'll teach you how to #LiveTo100!

Join our newsletter!

Accessibility Policy| Terms Of Use| Privacy Policy| Advertise with Us| Contact Us| Newsletter

RSS| Sitemap| Careers

Mamas Health Inc. does not provide medical advice, diagnosis or treatment and use of this website constitutes acceptance of the Terms of Use.

©2000 - 2013 MamasHealth, Inc.™. All rights reserved