MamasHealth.com Home Insurance Information Child Care Insurance COBRA Dealing with an HMO Dr. Dealing with your HMO Dental Insurance Disability Insurance EPO Insurance Family & Medical Leave Health Insurance Health Savings Account Help with Denied claims HIPPA HMO Plans HMO Terms Explained Hospital Indemnity How Much Insurance HRA Insurance Terms Life insurance for kids Life insurance from your job Long Term Care Medicaid Medicaid fraud Medicare Medigap MSA MRMI Program POS Plans PPO Plans Risks of not having insurance Save money on insurance Term vs. Whole Universal Life Workers' Comp Links Email Mama Free medicine from Pfizer Financial help during medical crisis Patient assistance programs Adoption insurance Value driven health care Car Insurance Save on Car Insurance Financial Assistance for women's healthcare 2005 Insurance Coverage 2006 Insurance Coverage 62 days after being laid off	Dental Insurance What is Dental Insurance Dental insurance is an insurance plan that will pay for costs of normal dental care as well as damage to teeth from an accident. Types of Dental Insurance There are two main types of dental insurance: scheduled and non scheduled plans. Non Scheduled dental plans provides payment for dental treatment received by the covered individual on fee-for-service basis. Most insurance companies pay the full amount for preventative procedures. Preventative procedures include x-rays, cleanings, tooth sealants, nutritional counseling for dental diseases, and fluoride rinses. Most insurance companies will pay 50 to 80% of procedures that are non preventative. Non preventative procedures include teeth bleaching, fillings, braces, replacement of missing teeth, correction of abnormal tooth position and abstractions. Scheduled dental plans are categorized by a listing of fixed allowances for each procedure. For example, the plan might pay $40 for a cleaning and $400 for root canal therapy. The insurance plan might include deductibles and coinsurance. Some insurance companies offer a Preferred Dentist Program (PPD). A preferred dentist program is similar to a PPO insurance plan. In preferred dental programs, participating dentists provide services to patients with a 10 to 35% discount. Things to think about before enrolling into a Dental Insurance Plan Does the organization provide what you think you will need in the future? Do you have any special needs (braces, tooth restoration)? If you have your own provider or specialists, do they belong to the network or must you switch to their network? Is the company offering the dental insurance reliable? Does the company offering dental insurance have a history of quality care in your area? Are the charges reasonable?	Sign up for our Email Newsletter For Email Marketing you can trust
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