Link to


Child Care Insurance
Dealing with an HMO Dr.
Dealing with your HMO
Dental Insurance
Disability Insurance
EPO Insurance
Family & Medical Leave
Health Insurance

Health Insurance Benefits
Health Savings Account
Help with Denied claims
HMO Plans
HMO Terms Explained
Hospital Indemnity
How Much Insurance
Infertility insurance
Insurance Terms
Life insurance for kids
Life insurance from your job
Long Term Care
Medicaid fraud
MRMI Program
POS Plans
PPO Plans
Risks of not having insurance
Save money on insurance
Term vs. Whole
Universal Life
Workers' Comp


Promote your product

Financial help during medical crisis

Patient assistance programs

Adoption insurance

Value driven health care

Financial Assistance for women's healthcare

2005 Insurance Coverage
2006 Insurance Coverage

62 days after being laid off


Disability Insurance

Disability insurance is a type of insurance that replaces income you lose if you have a long-term illness or injury and cannot work. Disability insurance is an important type of coverage for working-age people to consider. Disability insurance does not cover the cost of rehabilitation if you are injured.

Many individuals think they have their family’s insurance situation under control if they have a life insurance policy. While life insurance is certainly key to protecting the future of your family and loved ones, you may also want to consider disability insurance.

One third of all workers will have an absence from the work force for at least three months at some point in their careers. This absence is usually the result of illness or injury. Disability insurance has come to the rescue of many individuals who had the foresight to purchase a policy. Comparatively speaking, it is worth the investment when compared to the financial devastation and stress that could arise without it. Disability insurance is often considered to be income insurance.

You need to ask yourself if you were forced out of work due to an illness, or if you were disabled due to an injury, would your family be able to stay afloat financially? An absence of only a few short months from work has crippled the credit and financial standing of many individuals.

When Should I Purchase Disability Insurance?

Undoubtedly, the best time to shop for disability insurance is when you still have income and are relatively healthy. By doing so, you can locate a policy which will fit your needs and which is also fairly economical. Many individuals have waited to purchase disability insurance until they were diagnosed with an illness, or after they were afflicted with a disability--only to find that they could purchase little, or no, coverage. If coverage was offered, the premiums were usually very expensive.

How Do I Find and Choose Disability Insurance?

You can contact insurance companies in your area to receive quotes for disability insurance. When you are searching for disability insurance, do a side by side comparison of what is being offered. Just because one policy is more expensive than another doesn’t necessarily mean the benefits are that much better. Likewise, a less expensive policy does not necessarily mean it is below par. Choose the policy that will best suit your financial needs.

No one truly likes the idea of adding another insurance premium to their list of expenses each month. However, it could possibly be the life raft that keeps your family afloat if something dire should happen.

We'll teach you how to #LiveTo100!

Join our newsletter!

Accessibility Policy| Terms Of Use| Privacy Policy| Advertise with Us| Contact Us| Newsletter

RSS| Sitemap| Careers

Mamas Health Inc. does not provide medical advice, diagnosis or treatment and use of this website constitutes acceptance of the Terms of Use.

©2000 - 2017 MamasHealth, Inc.™. All rights reserved