Insurance

Why Jobseekers Must Prioritize Short-Term Disability Benefits

With the United States facing record unemployment numbers in the wake of COVID-19, more people than before are searching for jobs. Contrary to the belief that Americans are content to collect unemployment, people want jobs and are desperate to find them. The issue is that there aren’t always enough suitable jobs to equip the number …

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5 Things to Know About Obtaining Life Insurance as a Cannabis User

So what’s the buzz on cannabis use and life insurance anyways? The good news is that many companies have become more lenient with providing coverage for marijuana users because many states have now legalized cannabis—both medically and recreationally. Depending on if you are a recreational or medicinal user, there are certain policies that can give …

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Should Insurance Cover Cosmetic Procedures?

While many people avoid discussing cosmetic surgery or procedures publicly, they’re more commonly done than you might initially think. According to the American Society of Plastic Surgeons, more than 1.8 million cosmetic surgeries were performed in the United States in 2018. This, of course, doesn’t count non-surgical procedures that patients seek out to improve their …

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adoption insurance

Adoption insurance: why you really do need it during adoption

Adoption insurance is a safeguard designed to protect the finances of the adoptive parents should certain circumstances arise which make the adoption unable to be completed. The insured will pay a specific premium to have an adoption policy put into effect. The adoption insurance policy chosen by the individual will vary in terms depending upon …

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EPO Insurance

EPO Insurance: What does EPO stand for in insurance

An EPO (Exclusive Provider Organization) insurance plan is a network of individual medical care providers, or groups of medical care providers, who have entered into written agreements with an insurer to provide health insurance to subscribers. Basically, an EPO is a much smaller PPO. EPO insurance plans offer a very limited number of providers who offer …

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COBRA Health Insurance: insurance rules and how to get it

COBRA is an abbreviation for Consolidated Omnibus Budget Reconciliation Act. It was passed by the United States Federal Government in 1986. COBRA is insurance that is offered to an individual who may have lost or been laid off his job. COBRA is also available to individuals who voluntarily resigns from his. Your health insurance provider …

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health insurance

Health insurance: what to do if an insurance claim is denied

Review Your Health Insurance Policy and Handbook If you have received notice of a health insurance claim denial, the first step is to find out exactly which benefits your insurance policy provides. The best way to determine which benefits your insurance policy provides is to read the insurance policy and insurance benefits handbook. Call Your …

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