One of the scariest things that can happen to a parent is getting a call that your teen has been in an accident. At that moment, it is easy to panic, wondering what you should do next and the extent to which your child has been hurt. It is vital you stay calm and help your child through this scary moment. Here are some of the steps you can take when this happens to your teen.

Emotional Support

The first thing you need to ask your child is if they are okay. Even if you are upset about the car being damaged, which is totally normal, check on the state of your child first. In 2019, there were about 33,244 severe car crashes that led to approximately 36,096 deaths. Apart from death, accidents have also been known to cause fatal injuries, even leading to paralysis. Therefore, at this point, anything you say to your child should be about their health and of anyone else involved in the accident. Let your child know that they are valuable. After all, a car can be replaced, but your child cannot. Their safety comes above everything else.

Communicate With Your Insurance Company

After the accident, you will have to contact your insurance agent to get assistance. The sooner you and your child do that, the sooner you can get back on the road. They will need the details of the accident to process the paperwork and help either with repairs or totaling the vehicle. When contacting the insurance company, have your child there listen to the call. This is important because they might ask some questions that you forgot to ask the child. Also, most teenagers do not bother with matters regarding insurance. This is one way of introducing your child to a world of grown-ups that will benefit them for years to come.

The Legal Side

In most cases, when injuries are involved, there are usually legal consequences. This is whether your teenager was the one at fault and injured another person or your teen was the one injured. Depending on the severity of the driving violation, a teen driver can get their license suspended or even face jail time. If arrested, you will need to contact a bail bond agency for assistance.

Bail bond agencies act as surety by pledging cash or property as bail for a defendant’s appearance in court. It will help secure the release of your teen from jail until the day of the hearing. During this process, you should also work on securing an attorney for your child. An attorney can advise you accordingly and even ensure your child does not face severe consequences.

Financial Consequences: Who Pays for What?

There are going to be some financial consequences after an accident since your child has damaged personal property. And as much as your insurance company covers damages, your premiums will go up. Of course, this will affect your monthly budget, as you have extra bills you did not expect. The best way is to find a way that you can share the financial burden with the child. They do not have to take the whole financial responsibility of paying for repairs or replacement. Still, they can get a part-time job and help with the premium top-up.

Fixing The Car

Lastly, the car will have to be fixed, especially if your teen needs to use it. Take the car to the mechanic and have it inspected to ensure car safety. You do not want your teen to drive a vehicle with a defect that puts their life at risk. Also, do not assume any repairs are insignificant. For instance, a crack in the windshield that is 12 inches or longer means the glass has to be replaced. Otherwise, if ignored, it will eventually develop more cracks and reduce visibility. Other things you should ensure are working include the airbags and safety belts.

Hopefully, you and your teen never have to experience this. But if your teen is in a car accident, follow the above tips to help both of you get through it.