As a parent, you want to do everything you can to keep your children safe. With financial insecurity and numerous outside threats, what can you do to keep them protected? Here are tips for taking care of your family physically and financially.

Practice Car Safety

One of the leading causes for children in the United States is motor vehicle injuries. It’s important to follow good car safety tips and practices to prevent these injuries from occurring. When driving your car, it’s important to be aware of your surroundings. It only takes a split second of distraction for an accident to occur. Teach your children about the importance of wearing seatbelts and avoid using your phone or playing with the radio while driving.

Protect Your Home from Invasion

Around 3.7 million homes are broken into on average each year. Home invaders not only rob you of your belongings but also your sense of security. Perpetrators of a home invasion in Michigan can face a maximum penalty of 20 years in prison for their crimes. There are a few things you can do to protect your family from burglars. Install a security system and lock up expensive outdoor items in a shed or garage.

Install motion lights and door detectors to alert you of anyone intruding on your property. You may also want to consider installing video surveillance cameras to capture any unwanted activity. Keep your windows and doors locked. Use curtains and shades to block any view of the inside of your home. Keep trees and shrubbery around your home trimmed to cut off areas where intruders could hide.

Plan Your Estate

Planning your estate is crucial for taking care of your family into the future. If you don’t take care of your financial affairs, it can leave your family open to struggling if something should happen to you. Draft a will, assign a power of attorney, and set up advance directives. Make sure you have enough life insurance and that your beneficiaries are clearly listed. Keep your documents in a safe place and let your family know their location so they can access them easily when needed.

You may want to be aware of federal and estate tax laws that may apply to you. For example, you’re exempt from federal estate taxes unless your estate is valued at more than $5.43 million or $10.86 million for married couples. You may want to consider speaking with an estate attorney who can advise you on the specific laws in your state concerning estate taxes.

Boost Your Property Value

Your home is one of the most valuable assets you have. At some time, you may want to sell your home. Approximately 50% of the homes that were listed in the DC Metro market didn’t sell with their first listing. If you want to be able to sell your family home fast, you may want to consider boosting your property value. Things that will help boost property value include kitchen and bath upgrades, landscaping, and installing energy-efficient appliances. Make any necessary repairs to your home before putting it on the market.

Secure Your Online Privacy

Keeping your family safe online can be a significant challenge. According to the Insurance Information Institute, there were 16.7 million identity fraud incidents in the U.S. that totaled around $16.8 billion stolen. There are things you can do to help protect the privacy of your family online. Avoid using public WiFI, especially when accessing your financial accounts.

Create strong passwords and use two-factor identification as much as possible. Change these passwords on a regular basis to limit the potential of hackers being able to crack them. Monitor your children’s activities online and teach them not to talk to anyone online that they don’t know in real life. Pay attention to access privileges when downloading apps on your phone to make sure they make sense. For example, if you download a calculator app, it should not require access to your microphone or camera settings.

Save For Emergencies

Unexpected circumstances can pop up anytime. You could lose your job, a family member could get sick, or your house or car could break down and need repair. It’s important to focus on being ready to handle whatever emergencies come your way. Consider creating an emergency fund if you haven’t done so already.

By having cash reserves on hand, you can ease the stress and strain of whatever problem comes your way. An ideal goal is to have at least six month’s worth of living expenses saved. This may seem like a lofty goal, but even starting small can make a big difference. Make a decision to set aside a certain percentage from your weekly paycheck into a high yield savings account.

Safeguard Children from Predators

In today’s world, it’s important for children to be alert with their surroundings. There are predators of all types roaming about, from pedophiles to murders. You may want to consider teaching your children how to recognize them and protect themselves. You can show younger children how to dial 911 in the event of an emergency. Designate a place they can run to for safety, such as a trusted neighbor’s house.

Teach your child never to go along with an adult they just met or barely know. You may want to talk to them about what to do to protect themselves from physical and sexual abuse. You can also consider enrolling them in a self-defense class to give them the ability to ward off attackers. Explain to them the importance of never sharing their personal information online while using social media platforms.

Taking care of your family physically and financially is one of the most important aspects of parenting. Use these tips to help keep your family safe and protect their future. By taking action, you’ll be able to handle whatever life may throw your way.