If you’ve had your hours cut during the COVID-19 pandemic, you’re not alone. About 52% of lower-income adults say they or someone in their household has either lost their job or taken a pay cut due to the pandemic, according to the Pew Research Center. Because of reduced incomes, many Americans have been on the hunt for part-time jobs to supplement their pay gaps.

But part-time work can be challenging, especially if the employer is only offering a temporary position. The last thing you want is for a job to fall-through after you’ve just managed to get back on your feet. To help you better navigate the part-time job field, here are five things you need to know when looking for a supplemental income job during COVID-19.

Be wary of high-risk positions

It’s no secret that essential workers are at greater risk for COVID-19 because they’re required to be around so many people throughout the day. If you have a pre-existing condition or a weakened immune system, you may be avoiding taking on an essential part-time job. However, it’s important to note as more businesses open their doors back up again to customers that some workplaces are actually more dangerous than others.

For instance, Arizona has the second-highest percentage of students enrolled in charter schools at 18%. Schools are a great place to take on a part-time job because there are a wide variety of positions available from administrative work to secretarial work to cleaning. But if you have a weakened immune system, it might not be a good idea to put yourself in a school setting. Instead, consider positions that are virtual or allow for social distancing.

Look elsewhere for benefits

Health care benefits are one of the most important benefits to look for right now when you’re applying for jobs. But when it comes to part-time jobs, it’s important to keep in mind that these positions (no matter how many hours you work) aren’t given any benefits. That includes benefits like health insurance, dental insurance, paid-time-off, and more unless otherwise states by the employer. Because of this, you’ll need to look elsewhere for health insurance.

About 15 million Americans are full-time self-employed and get their health insurance through the individual Health Insurance Marketplace. The Health Insurance Marketplace gives you the chance to enroll in high-quality, flexible health coverage programs that work best for people who are self-employed. If you’re unemployed, you can still find an affordable health insurance plan through the Marketplace. You may also qualify for low-cost or free coverage through Medicaid or the Children’s Health Insurance Program (CHIP).

Organization and time management is key

When you’re working more than one job, time management and organization is key. Struggling to keep up with your home, family, studies, and work hours can leave you feeling exhausted. To help sort things out a little better, consider making your schedule your best friend. You can make online scheduling online through Google Calendar and other apps to cut down on paper waste; there are over 4 trillion paper documents in the U.S. alone and many of them get lost or get thrown away. Seeing your job shifts and work hours all in one place makes it easier for you to manage your week.

To help manage household chores while you’re working, have your kids do weekly chores around the house. This way it isn’t just your partner and you struggling to keep up with everything around the house. Of course, leave areas that need to be disinfected with stronger chemicals to you and your partner. You want to be sure your house is a safe haven against COVID-19 and other viruses like the flu.

The pandemic has had a major impact on our lives, cutting our work hours and limiting financial opportunities. Fortunately, by following the tips above, you can feel more confident applying to jobs during the COVID-19 crisis.